PC Charge Express is a complete transaction processing software hat makes doing business even easier and accepting credit cards very simple. You can now process credit cards, debit cards, and checks with PC Charge Express. This software setup will save you time and money with powerful features like fraud protection and compatibility with all major credit card processors. For even more performance consider an upgrade to PC Charge Express and you will be able to create a databases with recurring and installment Billing. .

Don't forget that all of the software at Merchant Zoom is upgradeable so it won't become obsolete like credit card terminals do!

Overview    |    Requirements    |    Upgrades

Product Overview
Fraud Protection Plus:

• Exclusive Magnetic Strip Verification (MSV) validates the magnetic account information, by matching the embossed account number
  
• CVV2 reduces chargebacks by as much as 26%, verifying that the card values on the front match those on the back of the card
  
• AVS (Address Verification Services) is an industry standard known for its effectiveness in reducing loss
  
• " User level password protection provides controlled permissions at all levels
  
• Data file encryption option allows you to encrypt and protect the consumers credit card account numbers in the database
  
• Compliant with California Senate Bill 930, ensuring "secure" receipts
  
• eFraud Neural Network provides the merchant with fraud risk ratings*.
  

Credit Card Processing Features:

• New! Restaurant Certification with Lynk Systems, Vital (VisaNet), and First Tennesee Merchant Services (FTMS)
  
• Accepts all major credit cards
  
• Certified with the major credit card processors
  
• Split dial authorization available for Discover and American Express (available for selected processors)
  
• Meets up-to-date compliance standards for Visa and MasterCard
  
• Multiple payment types accepted: credit cards, debit cards, EBT, check verification, guarantee and check conversion!
  
• Purchasing card level II
  
• Real time or batch transaction processing
  
• " Single or multi-user
  
• Dial and TCP/IP internet connectivity using SSL
  
• " Designed for stand-alone, client-server, or integrated systems
  
• Client software supports card readers, PIN pads, and check readers
  
• Robust and customizable reporting features
  

*eFraud is a service packaged within the software. Additional fees are associated to eFraud transactions.

Requirements

• PC with Windows 95, Windows 98, Windows NT, or Windows 2000
  
• 16 MB minimum of RAM, 32 MB preferred
  
• 15-30 MB free space of hard drive recommended
  
• Hayes compatible modem (capable of 1200 BPS or less)
  
• CD-ROM drive
  
• 486 or higher processor
  

Optional Hardware

• Track I & II card reader
  
• Check Reader
  
• Debit Card PIN pad
  
• Windows compatible receipt printer
  

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